*{margin:0;padding:0;box-sizing:border-box}
body{background:#f8f5f0;color:#1a1a2e;font-family:Georgia,'Times New Roman','Noto Serif SC',serif}
.nav{padding:20px 36px 0;max-width:1100px;margin:0 auto}
.nav-inner{display:flex;align-items:center;justify-content:space-between;border-bottom:2px solid #1a1a2e;padding-bottom:14px}
.logo{font-size:22px;font-weight:900;color:#1a1a2e;letter-spacing:3px;text-transform:uppercase}
.logo span{color:#c9a84c}
.nav-links{display:flex;gap:28px;list-style:none}
.nav-links a{color:#5a5a6a;text-decoration:none;font-size:12px;text-transform:uppercase;letter-spacing:1.5px;font-family:sans-serif;font-weight:600}
.nav-links a:hover{color:#c9a84c}
.w{max-width:1100px;margin:0 auto;padding:0 36px}
.sec{padding:28px 0}
.sec-hd{display:flex;align-items:baseline;justify-content:space-between;margin-bottom:20px;border-bottom:2px solid #1a1a2e;padding-bottom:8px}
.sec-hd h2{font-size:18px;color:#1a1a2e;font-weight:700;text-transform:uppercase;letter-spacing:1px}
.sec-hd .more{font-size:11px;color:#8a8a9a;text-decoration:none;font-family:sans-serif}
.sec-hd .more:hover{color:#c9a84c}
.fw{padding:32px 36px 0;max-width:1100px;margin:0 auto}
.ft{display:grid;grid-template-columns:1.6fr 1fr;gap:28px;background:#fff;box-shadow:0 2px 24px rgba(26,26,46,.06)}
.ft-main{padding:36px}
.ft-main .cat{display:inline-block;font-size:10px;background:#c9a84c;color:#fff;padding:3px 12px;font-family:sans-serif;font-weight:600;text-transform:uppercase;letter-spacing:1px;margin-bottom:12px}
.ft-main h1{font-size:32px;color:#1a1a2e;line-height:1.2;margin-bottom:10px;font-weight:700}
.ft-main .meta{font-size:12px;color:#8a8a9a;font-family:sans-serif;margin-bottom:14px}
.ft-main p{font-size:14px;color:#5a5a6a;line-height:1.7;margin-bottom:18px}
.ft-main .rm{color:#c9a84c;text-decoration:none;font-size:12px;font-family:sans-serif;font-weight:600;text-transform:uppercase;letter-spacing:1px}
.ft-side{background:#1a1a2e;padding:36px;display:flex;flex-direction:column;justify-content:center}
.ft-side h3{color:#c9a84c;font-size:11px;font-family:sans-serif;text-transform:uppercase;letter-spacing:2px;margin-bottom:16px}
.ft-side .it{padding:12px 0;border-bottom:1px solid rgba(255,255,255,.08)}
.ft-side .it:last-child{border-bottom:none}
.ft-side .it h4{color:#fff;font-size:14px;margin-bottom:3px}
.ft-side .it .st{font-size:10px;color:#c9a84c88;font-family:sans-serif}
.mg{display:grid;grid-template-columns:2fr 1fr;gap:24px}
.mm{display:flex;flex-direction:column;gap:16px}
.mc{background:#fff;padding:20px;border-left:3px solid #c9a84c}
.mc .ct{font-size:9px;color:#c9a84c;font-family:sans-serif;font-weight:600;text-transform:uppercase;letter-spacing:1px;margin-bottom:4px}
.mc h3{font-size:16px;color:#1a1a2e;margin-bottom:4px;line-height:1.3}
.mc p{font-size:13px;color:#5a5a6a;line-height:1.6;font-family:sans-serif}
.mc .dt{font-size:11px;color:#b0b0ba;font-family:sans-serif;margin-top:6px}
.ms{display:flex;flex-direction:column;gap:8px}
.msi{background:#fff;padding:14px 18px;display:flex;align-items:center;gap:12px}
.msi .no{font-size:18px;font-weight:700;color:#c9a84c;font-family:sans-serif;width:24px}
.msi .tx{flex:1}
.msi .tx h4{font-size:13px;color:#1a1a2e;margin-bottom:2px;font-family:sans-serif}
.msi .tx .sm{font-size:10px;color:#b0b0ba;font-family:sans-serif}
.g3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.g2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.g4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.cd{background:#fff;padding:24px;box-shadow:0 1px 8px rgba(26,26,46,.04)}
.cd .ic{font-size:24px;margin-bottom:8px}
.cd h4{font-size:15px;color:#1a1a2e;margin-bottom:4px}
.cd p{font-size:12px;color:#5a5a6a;line-height:1.6;font-family:sans-serif}
.cd .bdg{display:inline-block;font-size:9px;background:#1a1a2e;color:#fff;padding:2px 10px;font-family:sans-serif;font-weight:600;margin-bottom:8px;letter-spacing:1px}
.fc{background:#fff;padding:24px;border-top:3px solid #c9a84c}
.fc .tg{font-size:9px;color:#c9a84c;font-family:sans-serif;font-weight:600;text-transform:uppercase;letter-spacing:1px;margin-bottom:4px}
.fc h4{font-size:16px;color:#1a1a2e;margin-bottom:4px}
.fc p{font-size:12px;color:#5a5a6a;line-height:1.6;font-family:sans-serif}
.cmp{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.cm{background:#fff;padding:12px 16px;display:flex;justify-content:space-between;align-items:center;border-left:2px solid #c9a84c}
.cm .l{font-size:12px;color:#5a5a6a;font-family:sans-serif}
.cm .r{font-size:12px;font-weight:600;font-family:sans-serif}
.cm .r.up{color:#10b981}
.cm .r.dn{color:#ef4444}
.ds{background:#1a1a2e;padding:36px;margin:0 36px;max-width:calc(1100px - 72px);margin:0 auto}
.ds h2{color:#c9a84c;font-size:18px;margin-bottom:16px;text-transform:uppercase;letter-spacing:1px}
.dc{text-align:center}
.dc .ic{font-size:28px;margin-bottom:6px}
.dc h4{color:#fff;font-size:13px;margin-bottom:2px;font-family:sans-serif}
.dc p{color:#6a6a7a;font-size:11px;font-family:sans-serif}
.t3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.tc{background:#fff;padding:20px}
.tc .stars{color:#c9a84c;font-size:13px;margin-bottom:6px}
.tc q{font-size:13px;color:#5a5a6a;line-height:1.6;font-style:italic}
.tc .au{font-size:12px;color:#b0b0ba;margin-top:8px;font-family:sans-serif}
.tc .au b{color:#1a1a2e}
.fq{display:flex;flex-direction:column;gap:6px}
.fi{background:#fff;border:1px solid #e8e4dc}
.fq-q{padding:14px 18px;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-size:14px;color:#1a1a2e;font-family:sans-serif;font-weight:500}
.fq-q .ar{color:#c9a84c;transition:transform .2s}
.fq-a{padding:0 18px 14px;font-size:13px;color:#5a5a6a;line-height:1.6;font-family:sans-serif;display:none}
.fi.open .fq-a{display:block}
.cta{background:#1a1a2e;padding:36px;text-align:center;max-width:1100px;margin:0 auto}
.cta h2{color:#fff;font-size:22px;margin-bottom:6px}
.cta p{color:#6a6a7a;font-size:13px;font-family:sans-serif}
footer{background:#1a1a2e;padding:36px 36px 20px;margin-top:28px}
.fti{max-width:1100px;margin:0 auto;display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px;margin-bottom:20px}
.ftb h3{color:#fff;font-size:18px;margin-bottom:6px}
.ftb h3 span{color:#c9a84c}
.ftb p{color:#5a5a6a;font-size:11px;line-height:1.5;max-width:240px;font-family:sans-serif}
.ftc h4{color:#c9a84c;font-size:10px;text-transform:uppercase;letter-spacing:1px;margin-bottom:10px;font-family:sans-serif}
.ftc a{display:block;font-size:12px;color:#5a5a6a;text-decoration:none;margin-bottom:5px;font-family:sans-serif}
.ftc a:hover{color:#c9a84c}
.ftbot{max-width:1100px;margin:0 auto;text-align:center;padding-top:16px;border-top:1px solid rgba(255,255,255,.06);color:#3a3a4a;font-size:11px;font-family:sans-serif}


/* ===== 移动端适配 ===== */
@media (max-width: 900px) {
  .nav{padding:16px 20px 0}
  .nav-inner{flex-wrap:wrap;gap:8px;padding-bottom:10px}
  .nav-links{gap:12px;flex-wrap:wrap}
  .nav-links a{font-size:11px;letter-spacing:1px}
  .w{padding:0 20px}
  .sec{padding:20px 0}
  .fw{padding:24px 20px 0}
  .ft{grid-template-columns:1fr;gap:0}
  .ft-main{padding:24px}
  .ft-main h1{font-size:24px}
  .ft-side{padding:24px}
  .mg{grid-template-columns:1fr;gap:16px}
  .g3,.g4{grid-template-columns:repeat(2,1fr);gap:12px}
  .g2{grid-template-columns:1fr;gap:12px}
  .ds{padding:24px 20px;margin:0 20px}
  .t3{grid-template-columns:1fr;gap:12px}
  .cta{padding:24px 20px}
  .cta h2{font-size:18px}
  footer{padding:24px 20px 16px}
  .fti{grid-template-columns:1fr 1fr;gap:16px}
  .sec-hd h2{font-size:16px}
  .cmp{grid-template-columns:1fr}
}

@media (max-width: 480px) {
  .nav{padding:12px 12px 0}
  .nav-inner{justify-content:center;text-align:center}
  .nav-links{gap:8px;justify-content:center}
  .nav-links a{font-size:10px}
  .logo{font-size:18px}
  .w{padding:0 12px}
  .sec{padding:16px 0}
  .fw{padding:16px 12px 0}
  .ft-main{padding:16px}
  .ft-main h1{font-size:20px}
  .ft-main p{font-size:13px}
  .ft-side{padding:16px}
  .g3,.g4{grid-template-columns:1fr;gap:10px}
  .ds{padding:16px 12px;margin:0 12px}
  .mc{padding:14px}
  .mc h3{font-size:14px}
  .sec-hd h2{font-size:14px}
  .cd{padding:16px}
  .cta{padding:16px 12px}
  .cta h2{font-size:16px}
  .cta .btns,.cta .bg{flex-direction:column;align-items:center}
  footer{padding:16px 12px 12px}
  .fti{grid-template-columns:1fr;gap:12px;text-align:center}
  .sec-hd{flex-direction:column;align-items:flex-start;gap:4px}
  .step-grid{grid-template-columns:1fr;gap:12px}
}